Banks need our money to exist (that we all know, nobody will be surprised) and doing their utmost to achieve this. To this end offer different products in order to attract new customers, and with them their money. One of the ways to achieve this are the account payroll. The operation of these accounts is simple: the user receives their payroll every month through the Bank that you choose, getting only for household it several advantages depending on the activity carried out. Usually benefits are receiving a percentage of the payment of receipts of light, gas made through the payroll account. But not all banks offer the same benefits, nor all of their products are the same. Some in addition to the reimbursement of a percentage of major bills, offer discounts on fuel or credit cards free (to give several examples). We as users we should not confine ourselves to receive the deals offered by the Bank.
If the banks want our money it is logical to make an effort. But that, if you do a effort or not, will only know it if we compare between the different account Payroll that exist in the market. Resign oneself with the first offer received usually not a good idea. Even if it is cumbersome to find out it is crucial in order to obtain a higher yield for our money. They say (and if it does could be) that an informed consumer is a satisfied consumer. To do so, you will notice the difference.