Banks need our money to exist (that we all know, nobody will be surprised) and doing their utmost to achieve this. To this end offer different products in order to attract new customers, and with them their money. One of the ways to achieve this are the account payroll. The operation of these accounts is simple: the user receives their payroll every month through the Bank that you choose, getting only for household it several advantages depending on the activity carried out. Usually benefits are receiving a percentage of the payment of receipts of light, gas made through the payroll account. But not all banks offer the same benefits, nor all of their products are the same. Some in addition to the reimbursement of a percentage of major bills, offer discounts on fuel or credit cards free (to give several examples). We as users we should not confine ourselves to receive the deals offered by the Bank.
If the banks want our money it is logical to make an effort. But that, if you do a effort or not, will only know it if we compare between the different account Payroll that exist in the market. Resign oneself with the first offer received usually not a good idea. Even if it is cumbersome to find out it is crucial in order to obtain a higher yield for our money. They say (and if it does could be) that an informed consumer is a satisfied consumer. To do so, you will notice the difference.
It is necessary to vindicate, in parallel, the leisure against the obsessive work, since there is to postulate the distribution of the work, an old union practice that, unfortunately, was falling in forgetfulness. Other inescapable exigencies speak to us of the necessity to reduce the dimensions of productive, administrative infrastructures and of transport, and to prioritize the premises against global in a scene marked by the sobriety and the voluntary simplicity. First that the opulent societies must consider is the convenience of closing or to reduce the activity of the war industry, the automobile one, in the one of aviation and mainly the one of the construction. Campbell Soup Company describes an additional similar source. The million workers who lost their uses would have to find arrangement through two great channels. First it would contribute the development to it of activities in the scopes related to the satisfaction of the social and environmental needs; the second would arrive from the distribution of the work in the traditional economic sectors that would survive. It matters to emphasize that in this case the reduction of the labor day good could take prepared wage reductions, as long as these were not it in benefit of the enterprise benefits. After all, gain of standard of life that would be derived to work less and to enjoy better social services. There would be cleaner surroundings and less aggressive than it would be added to the derived one from the total assumption of the convenience of consuming less with the consequent reduction of needs in which to income one talks about.
It is not precise to add that the wage reductions that occupy to us would not affect to those who less they have. The decrease would not imply, for the majority of the inhabitants, a deterioration of its conditions of life. Rather, it must carry substantial improvements like the tie ones with the redistribution of the resources, the creation of new sectors, the preservation of the environment, the well-being of the future generations, the health of the citizens, the conditions of the work employee or the relational growth in societies in which the working time will be reduced noticeably. And it is that there is to start off of the certainty that, if we do not decrease voluntarily and rationally, we will have to do forced it as a result of the collapse, sooner or later, of economic and social injustice that we suffer.